How sicherbezahlen works
When the buyer and seller agree on on the sales price, sicherbezahlen is the perfect solution for the payment.
1. Sign Up & create a transaction
The buyer or seller sign up free of charge in only 2 minutes. After that you can easily and quickly create a customized transaction offer for a vehicle, boat, machinery or other type of good you will buy or sell. The other party automatically receives this offer and creates also an sicherbezahlen account.
2. Deposit money
The buyer makes a online-identification via our partner IDnow. It takes 5-10 minutes, depending on the rush. Afterwards the buyer deposits the car price on the trust account of sicherbezahlen. Please note: The payment takes a bank working day. During the week typically until the next morning.
3. Incoming payment
sicherbezahlen notifies the buyer and seller by SMS, e-mail and in its sicherbezahlen account when the fully amount ist paid in. Buyer and seller can now organise the inspection and the handover of the selled good. Price adjustments are possible until the purchase price is released by the buyer.
4. Release the payment
At the handover, the buyer releases the purchase price by a mobile TAN (mTAN). The money is irrevocably transferred to the seller at the same moment. The buyer and the seller receives a confirmation of the payment via SMS, e-mail and its sicherbezahlen account. The seller can hand over the vehicle together with the documents directly to the buyer. Fees for the sicherbezahlen Service are due only now.
Information for the identification of the buyer
To ensure the highest level of security, every buyer must go through a short identification process after a transaction offer has been created. If the buyer is already identified for an earlier transaction, a second identification is not necessary. Seller do not need it. The integrated identification process takes 5 minutes and will be performed by our video-ident-partner IDnow. In this process you do a short video call on your mobile phone or PC (webcam necessary) with an IDnow-agent. During the call the agent ask you some personal data and take a picture of your ID to match your data.
We recommend our iOS- or Android-App, if you want to use sicherbezahlen on your mobile phone. In this case you don’t need to download the IDnow-APP because it’s integrated in our sicherbezahlen-App. Click here to read more information about this identification process.
Where can I use sicherbezahlen?
You can use sicherbezahlen throughout the entire SEPA area. Therefore the Buyer and seller need a SEPA bank account. Here you will find a list of all SEPA countries.